American Visitor Insurance

Patriot America Insurance is designed for those non-US citizens who are planning to travel outside their native land. It is a comprehensive visitor health insurance that is highly suitable for covering your relatives visiting the US.

Underwritten by the reputed organization named Sirius International, this patriot America insurance policy has got excellent rating from AM Best Company for its cost effective coverage and benefits.

This flexible visitors insurance plan can be purchased for duration as short as 5 days up to even 2 years. Online purchase is beneficial, otherwise fax or mail can be sent to your insurance provider for purchasing this visitor health insurance policy.

Individuals who purchase the Patriot America visitor insurance online would receive a renewal notice 2 weeks before the expiry of the policy reminding them for renewing. However, this facility is available only for those people who buy the policy initially for a minimum duration of at least 3 months.

In order to renew the Patriot America visitor insurance policy, you can opt for a daily increment or pay a monthly premium. In case you want to renew this visitor insurance plan for less than a month, it is mandatory do it online. Otherwise, you may choose to submit a paper application form.

Visitors health insurance plan offer the convenience of wide network of tie-ups with clinics, physicians and hospitals. This is called PPO network and the insured gets the best benefit if medical assistance is availed from within this network.

The visitor insurance plans offer a range of medical benefits like emergency medical assistance, local ambulance transport to the nearest medical facility, in-patient and out-patient admission facilities, hospitalization expenses and surgeries that are required immediately.

Typically, this visitor medical insurance policy allows full refund under some circumstances. For example, if the individual cancels the Patriot America visitor health insurance policy before the effective start date, the full amount is reimbursed. However, if cancellation is applied after the effective start date and the insured has not filed for any reimbursements under the visitor medical insurance plan so far, the full monthly premiums remaining is reimbursed after deducting a nominal fee for processing the request.

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